Identity Theft Lawyers

Reclaim Your Identity — and Your Credit

Identity theft rarely stops at one fraudulent charge. Victims often spend months disputing accounts, fighting debt collectors, and correcting credit reports that don't reflect reality. Federal law — including the Fair Credit Reporting Act (FCRA) — gives you real tools to fix this, and real remedies when companies don't follow the rules.

Consumer Lawyers of America handles the disputes, the paperwork, and the phone calls with creditors and credit bureaus, so you're not fighting this alone.

How We Can Help

Disputing fraudulent accounts and charges with creditors
Credit bureau disputes under the Fair Credit Reporting Act
Stopping debt collector harassment tied to fraudulent debt
Filing police reports and FTC identity theft affidavits
Pursuing damages against companies whose negligence exposed your data

Common Questions

Place a fraud alert or credit freeze with the three credit bureaus, document every fraudulent account, and file a report with the FTC and local police. Contact us early — the sooner we're involved, the faster we can limit the damage.

Depending on the circumstances, companies that fail to protect your data can be liable for resulting damages, including credit monitoring costs, lost time, and financial losses. We evaluate whether your situation supports a claim.

Credit bureaus generally must investigate disputes within 30 days, but fraudulent accounts sometimes reappear or take multiple rounds to fully resolve. We stay on it until your report is accurate.

The Fair Credit Reporting Act sets rules for how credit bureaus and furnishers must handle your information, including investigating disputes. Violations can entitle you to statutory damages, not just a corrected report.

Reclaim Your Identity — and Your Credit

How We Can Help

Common Questions

Dealing with fraudulent accounts right now?